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For Independent Agents

Build Your Insurance Business on a Platform Built for Growth

Annapurna Insurance Solutions gives independent agents the carrier access, technology, and back-office support to compete at the highest level — without the bureaucracy of a traditional IMO.

Everything You Need to Grow

We've removed the friction so you can focus on what you do best — serving clients and closing cases.

Up to 90% Commissions

Street-level and above-street commissions depending on product line and carrier. No forced splits.

50+ Carrier Access

Instant contracting with 50+ A-rated life carriers — term, IUL, whole life, and annuities. All managed through your agency dashboard.

Agent Dashboard

Track your leads, appointments, and production in one place. Built-in CRM designed for independent agents.

Agency Building

Recruit and build a downline with full override transparency. No hidden overrides taken by the home office.

Compliance Support

We stay current on state regulations so you can focus on sales. E&O guidance and continuing education resources included.

Dedicated Support

Real humans answer your contracting and underwriting questions — not a ticketing system.

Run a Live Quote Right Now

Get instant access to rates from 50+ A-rated carriers. Try it below — no login required.

Get Your Personalized Quote

Compare rates from 50+ A-rated carriers — results update in real time

Quotes are illustrative and subject to underwriting. Rates are not guaranteed until an application is approved by the carrier.

Quotes are illustrative and subject to underwriting. Coverage and rates are not guaranteed until an application is approved by the carrier. For agent use in accordance with applicable state regulations.

What We Look For

We partner with licensed, independent professionals who are serious about building a sustainable insurance practice.

  • Active life insurance producer license in at least one state
  • Errors & Omissions (E&O) insurance in force
  • Independent contractor status — no captive conflicts
  • Commitment to compliant, client-first sales practices
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