Build Your Insurance Business on a Platform Built for Growth
Annapurna Insurance Solutions gives independent agents the carrier access, technology, and back-office support to compete at the highest level — without the bureaucracy of a traditional IMO.
Recruiting support
Ask the Recruiting Assistant Before You Apply
Use this assistant for licensing questions, contracting expectations, commission structure questions, and whether Annapurna is the right fit for your business model.
It is designed for agent recruiting, not consumer insurance advice.
If you already know you want to move forward, you can still jump straight into the application.
Agent recruiting chat
Chat With the Recruiting Assistant
Get fast answers about appointments, licensing, contracting, commissions, and onboarding.
Hi, I'm the Annapurna recruiting assistant. Are you already licensed, getting licensed, or evaluating agency options right now?
Everything You Need to Grow
We've removed the friction so you can focus on what you do best — serving clients and closing cases.
Street-level and above-street commissions depending on product line and carrier. No forced splits.
Instant contracting with 50+ A-rated life carriers — term, IUL, whole life, and annuities. All managed through your agency dashboard.
Track your leads, appointments, and production in one place. Built-in CRM designed for independent agents.
Recruit and build a downline with full override transparency. No hidden overrides taken by the home office.
We stay current on state regulations so you can focus on sales. E&O guidance and continuing education resources included.
Real humans answer your contracting and underwriting questions — not a ticketing system.
Run a Live Quote Right Now
Get instant access to rates from 50+ A-rated carriers. Try it below — no login required.
Get Your Personalized Quote
Compare rates from 50+ A-rated carriers — results update in real time
Quotes are illustrative and subject to underwriting. Coverage and rates are not guaranteed until an application is approved by the carrier. For agent use in accordance with applicable state regulations.
What We Look For
We partner with licensed, independent professionals who are serious about building a sustainable insurance practice.
- Active life insurance producer license in at least one state
- Errors & Omissions (E&O) insurance in force
- Independent contractor status — no captive conflicts
- Commitment to compliant, client-first sales practices